Schwam-Wilcox & Associates, Attorneys and Counselors at Law
While You're Going Through Your Worst, We Are At Our Best
407-982-2714 | 888-337-5886
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Evening appointments available for Clients
from 9:00pm to 11:00 pm

Why should I Consider Filing Bankruptcy?

There are many different reasons why a person/people should consider filing a bankruptcy. Bankruptcy can assist you in eliminating the legal requirement to pay some or all of your outstanding creditors (who you owe money to), this is called a discharge of your debts.

Bankruptcy may be able to cease or stop the repossession of a car or other property, or even reduce the amount you owe on a car based on the value of the car.

Bankruptcy can stop or cease a wage garnishment that was awarded against you, so you can utilize all of your hard earned money without a creditor taking it by garnishment or judgment. Bankruptcy will also stop collection harassment, and it can restore or prevent your utility company from terminating their services.

Bankruptcy can also assist in stopping a legal foreclosure action on your homestead property or your mobile home, and it will assist you in having the opportunity to catch up on missed payments, or even stripping an unsecured second mortgage.

For more information on how bankruptcy may be able to assist you with your financial hardships or to determine what chapter may fit your needs best (chapter 7, 11 or 13) please contact the attorney's at Schwam-Wilcox & Associates for a complimentary consultation by calling 407-245-7700, e-mailing to or by vising the web at


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